Terms and conditions for arefuviloafeon.com users

These terms govern your use of the arefuviloafeon.com website and any services provided through it. Please read them carefully before using our site.

August 21, 2025

Acceptance of terms

By accessing or using arefuviloafeon.com, you agree to comply with these terms and any applicable laws or regulations. If you do not accept these terms, please do not use our website.

Definitions

Key terms used in these terms and conditions are defined below for clarity.

  • 'Website' refers to arefuviloafeon.com and all related pages and content.
  • 'User' means anyone who accesses or uses the website.
  • 'Services' refers to the financial planning consultations and related information provided by arefuviloafeon.com.
  • 'Content' means all text, graphics, and information on the website.

Website and service usage

You may use our website for lawful purposes only and must not misuse the services or interfere with their operation.

Eligibility

Users must be at least 18 years old and legally able to enter into a binding agreement under Australian law.

Not for use by minors.

Your responsibilities

Users must ensure their actions comply with these terms and all applicable laws.

  • Provide accurate, up-to-date information when using forms or services.
  • Maintain the confidentiality of any login credentials or sensitive data.
  • Do not engage in unlawful, abusive, or fraudulent activities on the website.
  • Notify us of any unauthorised use or security concerns immediately.

Prohibited uses

Certain actions are strictly prohibited on arefuviloafeon.com.

  • Using the website for unlawful, illegal, or fraudulent purposes.
  • Infringing on intellectual property rights or privacy of others.
  • Uploading malicious code or attempting to disrupt website operations.
  • Collecting or harvesting user data without consent.
  • Using the site for unsolicited marketing or spamming.

Intellectual property rights

All content, trademarks, and materials on arefuviloafeon.com are protected by copyright and intellectual property laws. You may not reproduce, distribute, or modify any part of the website without written permission.

User-generated content

Users may submit feedback or suggestions, but grant arefuviloafeon.com the right to use and display such content.

Your rights regarding content:

You retain ownership of your content but grant us a licence to use, display, or modify it as needed for website operation.

Privacy and data protection

Your personal information is handled according to our privacy policy. Please review it to understand your data rights and how we protect your information. View privacy policy

Website disclaimer

A disclaimer outlines important information about website use.

Important notice:

The information provided on arefuviloafeon.com is general in nature and not a substitute for professional advice.

Limitation of liability

We are not liable for any damages or losses resulting from reliance on website content or service use.

Indemnification

You agree to indemnify and hold arefuviloafeon.com harmless from any claims arising from your use of the site or violation of these terms.

Dispute resolution process

We encourage users to contact us to resolve any issues before seeking legal remedies.

Arbitration

Disputes may be resolved through arbitration in accordance with Australian law and procedures.

Arbitration does not restrict your statutory rights.

Online dispute resolution

You may also use online dispute resolution platforms as provided by relevant authorities.

Learn more about dispute resolution: Learn more about dispute resolution

Applicable law and jurisdiction

These terms are governed by the laws of Australia and any relevant state or territory.

Termination

We reserve the right to terminate access to the website for violation of these terms or applicable laws.

Modifications

We may update these terms at any time. Continued use of the website indicates acceptance of any changes.

Severability

If any part of these terms is found to be invalid, the remaining parts remain effective.

Entire agreement

These terms constitute the entire agreement between you and arefuviloafeon.com regarding website use.

Contact for terms enquiries

For questions about these terms, contact our support team.

Email address: content@arefuviloafeon.com

Phone: +61 8 6893 8788

Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Effective date: August 21, 2025

Version: 1.3