Terms and conditions for arefuviloafeon.com users
These terms govern your use of the arefuviloafeon.com website and any services provided through it. Please read them carefully before using our site.
August 21, 2025
Acceptance of terms
By accessing or using arefuviloafeon.com, you agree to comply with these terms and any applicable laws or regulations. If you do not accept these terms, please do not use our website.
Definitions
Key terms used in these terms and conditions are defined below for clarity.
- 'Website' refers to arefuviloafeon.com and all related pages and content.
- 'User' means anyone who accesses or uses the website.
- 'Services' refers to the financial planning consultations and related information provided by arefuviloafeon.com.
- 'Content' means all text, graphics, and information on the website.
Website and service usage
You may use our website for lawful purposes only and must not misuse the services or interfere with their operation.
Eligibility
Users must be at least 18 years old and legally able to enter into a binding agreement under Australian law.
Not for use by minors.
Your responsibilities
Users must ensure their actions comply with these terms and all applicable laws.
- Provide accurate, up-to-date information when using forms or services.
- Maintain the confidentiality of any login credentials or sensitive data.
- Do not engage in unlawful, abusive, or fraudulent activities on the website.
- Notify us of any unauthorised use or security concerns immediately.
Prohibited uses
Certain actions are strictly prohibited on arefuviloafeon.com.
- Using the website for unlawful, illegal, or fraudulent purposes.
- Infringing on intellectual property rights or privacy of others.
- Uploading malicious code or attempting to disrupt website operations.
- Collecting or harvesting user data without consent.
- Using the site for unsolicited marketing or spamming.
Intellectual property rights
All content, trademarks, and materials on arefuviloafeon.com are protected by copyright and intellectual property laws. You may not reproduce, distribute, or modify any part of the website without written permission.
User-generated content
Users may submit feedback or suggestions, but grant arefuviloafeon.com the right to use and display such content.
Your rights regarding content:
You retain ownership of your content but grant us a licence to use, display, or modify it as needed for website operation.
Privacy and data protection
Your personal information is handled according to our privacy policy. Please review it to understand your data rights and how we protect your information. View privacy policy
Website disclaimer
A disclaimer outlines important information about website use.
Important notice:
The information provided on arefuviloafeon.com is general in nature and not a substitute for professional advice.
Limitation of liability
We are not liable for any damages or losses resulting from reliance on website content or service use.
Indemnification
You agree to indemnify and hold arefuviloafeon.com harmless from any claims arising from your use of the site or violation of these terms.
Dispute resolution process
We encourage users to contact us to resolve any issues before seeking legal remedies.
Arbitration
Disputes may be resolved through arbitration in accordance with Australian law and procedures.
Arbitration does not restrict your statutory rights.
Online dispute resolution
You may also use online dispute resolution platforms as provided by relevant authorities.
Learn more about dispute resolution: Learn more about dispute resolution
Applicable law and jurisdiction
These terms are governed by the laws of Australia and any relevant state or territory.
Termination
We reserve the right to terminate access to the website for violation of these terms or applicable laws.
Modifications
We may update these terms at any time. Continued use of the website indicates acceptance of any changes.
Severability
If any part of these terms is found to be invalid, the remaining parts remain effective.
Entire agreement
These terms constitute the entire agreement between you and arefuviloafeon.com regarding website use.
Contact for terms enquiries
For questions about these terms, contact our support team.
Email address: content@arefuviloafeon.com
Phone: +61 8 6893 8788
Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Effective date: August 21, 2025
Version: 1.3